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Rent Affordability Calculator
How much rent can you afford?
Rule of thumb: rent shouldn't exceed 30–40% of your monthly income. We default to 35% — adjust to your own comfort level.
Suggested maximum monthly rent
₹21,000
How this is calculated
This calculator applies a simple income-ratio rule of thumb: suggested maximum rent = monthly income × rent percentage. It's a quick planning estimate, not a strict budget — it doesn't account for your existing loan payments, savings goals, or other monthly commitments.
Frequently asked questions
What's the 30-40% rule?
A common budgeting guideline suggesting your rent shouldn't exceed 30-40% of your monthly income, leaving room for other expenses and savings.
Should I use a lower or higher percentage?
If you have significant other fixed costs (loan EMIs, dependents, high commute costs), lean toward the lower end (around 30%) or below. If your other obligations are light, up to 40% may be comfortable.
Does this account for other expenses?
No — this is a simple income-ratio estimate. It doesn't factor in your existing EMIs, savings goals, or other monthly costs, so treat the result as a starting point, not a strict limit.
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